Is it Better to Buy From a Private Seller or a Dealer?
Here at PrivateAuto, we’re big fans of going the private seller route. Here are the advantages:
1. Avoid fees. Dealerships charge documentation fees that range from $50 to over $1,000.
2. Get a better price by cutting out the middleman and going to the source. Dealers need to buy low and sell high to make a spread and keep the lights on. You don’t need to help out with that.
3. You drive the deal on your terms: PrivateAuto allows you to make offers and negotiate the best deal directly with the seller.
4. In some states, buying from a private seller means no sales tax. For example, Hawaii and Nevada charge sales tax on retail (dealership) car purchases, but not on private-party ones.
We think you should be able to complete a private-party transaction as easily as you could buy a used car from a dealership. Read on to see how we make this possible.
Kansas car-buying steps
What Are the Steps to Buy a Used Car in Kansas?
When you buy a private-party used vehicle in Kansas, you’ll go through the following sequence:
1. Find a car to buy
2. Take the car for a test drive
3. Handle paperwork
4. Pay the seller
5. Transfer ownership
6. Register the car
7. Get new license plates
Let’s go over the process in more detail.
Find a car
Find the Right Car at the Right Price
Start Your Search
When it comes to finding a car to buy online, here are your options for finding the perfect private-party used car for you:
- Online classifieds
- Local classifieds such as KSL Cars (Utah)
- National classifieds such as Craigslist and OfferUp.
- Vehicle listing sites such as Autotrader
- Social media listings (e.g., cars for sale on Facebook Marketplace)
- Auction websites such as Bring a Trailer and eBay Motors
While these sites can be great resources to find that Toyota Tacoma you’re looking for, they fall short when it comes time to do the transaction. That’s why we call them “meetingplaces” instead of true marketplaces.
PrivateAuto is a transactional marketplace that offers self-serve technology solutions for every aspect of the deal. If you’d like to see how easy the private-party purchase can be, shop our used cars for sale to start the process.
But hey, we don’t hate the other listing sites. In fact, they may have a lot more private-party car inventory than we do. But we still want you to have the transactional security and convenience that our users enjoy. That’s why we created DealNow. DealNow allows you to create your own dealroom on PrivateAuto, invite the owner of the car you want to buy, and fast-track the transaction. Get your deal started now!
Agree on price
Negotiate Price
Of course, you want to get the very best vehicle for your budget. PrivateAuto allows you to make an offer on cars for sale. You never know if the vehicle’s owner will accept less than their asking price until you try.
On other sites, you’d have to message the seller and have an awkward conversation. PrivateAuto lets you make an offer with the click of a button. The seller can then accept, reject, or counteroffer.
Research the Car
Vehicle History Report
A vehicle history report is a really smart idea when buying a used car. It covers ownership history and maintenance records and demonstrates how well the seller cared for their car.
PrivateAuto provides a vehicle history report for all premium listings.
Here are some reasons a vehicle history report gives you peace of mind.
1. You know how well the car has been cared for
2. You have visibility into any accidents or insurance claims
3. You can see service records, major repairs, and other work
A vehicle history report can help you steer clear of buying a bad used car and help you identify the good ones.
Conduct Title Research
Before meeting up with the seller, it’s always good to do preliminary research on the car title.
You can use the National Insurance Crime Bureau website to research the title of a vehicle to protect yourself from fraud.
It doesn’t happen often, but sometimes sellers will attempt to mislead or outright deceive. For instance, they may try to pass off a salvage title as a clean title.
Good title research will help you check for:
1. Reports of the car having been stolen
2. The car has been declared a total loss in an insurance claim
3. An outstanding lien (or lien release)
Simply ask the seller for their full name and the vehicle identification number (VIN) in advance of meeting up. Run the title check, and have one less thing to worry about.
Take the car for a test drive
Take the Car For a Test Drive
Unless you’re buying a car remotely, you’re going to want to test-drive it. PrivateAuto lets you arrange the test drive in a safe, easy, and convenient manner that never reveals your personal information to the seller.
1. Our handy in-app scheduler allows you to pick from the time slots the seller has chosen. No back-and-forth conversations. You’ll also see the seller’s preferred meetup location.
2. You can opt to transact with verified sellers only, which tends to weed out bad actors who prefer to operate in the shadows.
Handle paperwork
Complete Kansas Paperwork
Paperwork is a critical part of the transaction process. Here is the paperwork involved in a Kansas used car transaction:
1. Title
2. Odometer disclosure statement
3. VIN inspection
Kansas Certificate of Title
You and the seller need to fill out the official Kansas Certificate of Title. A Kansas title will require you and the seller to complete the following information at the time of the sale the following info:
- Odometer disclosure
- Seller’s hand-printed name, signature, and address (if there is more than one seller listed on the title, both sellers will need to sign)
- Date of sale
- Purchase price
- Your hand-printed name and signature
Odometer Disclosure
A Kansas vehicle title already contains an odometer disclosure section. However, some vehicles may require an additional odometer disclosure document. To determine if you need any additional documentation, contact your local county treasurer’s office.
Our in-app workflow includes an odometer disclosure entry, where the buyer and the seller confirm mileage before taking the next step.
Kansas Bill of Sale
While Kansas doesn’t require a bill of sale, we recommend you always complete one with the seller. A bill of sale protects you by memorializing the terms of the sale, the vehicle identification number (VIN), the selling price, mileage, and the names and signatures of both parties. If the seller ever wants to contest the transaction or any part of it, you have their signature on a legal document with all of the terms and details to back you up.
PrivateAuto makes it easy with an official Kansas bill of sale right in our app. You and the seller review the details, and then digitally sign the bill of sale after inspecting the vehicle. No printing or scanning—simply sign electronically in the PrivateAuto mobile app. It’s stored in your PrivateAuto account as a reference, should you ever need it.
Do a VIN Check
When buying a used car in Kansas, you need to check the VIN that the seller has written on the title.
Carefully compare it to the actual VIN on the car. You want to avoid the problem of having the wrong car information number on the title when you go to register your newly bought car at the county treasurer’s office.
The PrivateAuto app has a VIN field where buyers and sellers individually confirm the VIN. This helps eliminate errors (or the rare case of outright seller fraud).
Transfer fund to the seller
Pay for the Car
When it comes time to pay the seller for their car, there aren’t a lot of great options—or haven’t been until now. Cash is inconvenient and risky, PayPal has fees, Venmo and Zelle have low transfer limits, and checks and wire transfers are slow and unwieldy.
We got tired of the limitations associated with existing payment methods, so we created a solution. We call it PrivateAuto Pay. Our users call it magic. Here’s how it works:
1. No transfer fees.
2. Instantaneous transfers. Close the deal when you meet for the test drive.
3. Works 24 hours a day, 365 days a year. No coordinating around banker’s hours.
4. No exchange of contact or banking info.
5. Skip inconvenient and costly third-party escrow services when you take advantage of our escrow-like safeguards.
You’ll never want to buy a car any other way. Oh, and if you’re buying a car on a different website, invite the seller to DealNow to enjoy all the same benefits.
Kansas Title Transfer and Registration
After you have the signed title (and car) in your possession, you’ll go to the Kansas county treasurer’s office to complete the title transfer process. At the same time, you’ll register the vehicle in your name, get new license plates, and pay your Kansas sales tax owed. Here’s what you’ll need to provide when you visit the county treasurer’s office:
- The Certificate of Title, signed over to you by the previous vehicle owner
- A completed application for a certificate of title
- Lien information (if applicable)
- Payment for the Kansas vehicle sales tax: 6.5% of the purchase price
- Payment for Kansas’s vehicle title transfer fee: $10
- Payment for Kansas’s repossession title fee: $3
- Payment for Kansas registration: from $42.50 to $52.50
- Payment for a Kansas license plate: $45.50 and up, depending on plate type
- Valid ID or driver’s license
Read our complete guide to a Kansas title transfer for more info on the subject.
Kansas Vehicle FAQ
Is it illegal to title jump in Kansas?
It is illegal to title jump in Kansas and in every other state. Only purchase vehicles that have the title in the seller’s name. It is illegal for a seller to sell a car that is titled to someone else.
What is a quiet title in Kansas?
A quiet title is a legal action that is used to resolve a dispute over ownership of property. In Kansas, a quiet title action can be filed for both real property (land and buildings) and personal property (vehicles, furniture, etc.).
The purpose of a quiet title action is to clear up any uncertainty about who owns the property. This can be helpful if there is a competing claim to ownership, or if there is a cloud on the title (such as a lien or judgment).
To file a quiet title action in Kansas, you must file a petition with the court. The petition must state the following:
– Your name and the name of the person who is claiming ownership of the property.
– The property that is in dispute.
– The basis for your claim of ownership.
– Any evidence that you have to support your claim.
– The court will then issue a summons to the person who is claiming ownership of the property. The person who is claiming ownership will have an opportunity to respond to the petition.
After the parties have filed their responses, the court will hold a hearing. At the hearing, the court will hear evidence from both sides and decide who owns the property.
The filing fee for a quiet title action in Kansas is $196.50. The cost of an attorney to file a quiet title action will vary depending on the complexity of the case.
Does Kansas require emissions testing?
Residents of Kansas don’t need to perform an emissions test when titling or registering a car.
How many miles should you buy on a used car?
When buying a used car, you naturally want to get the lowest possible mileage for your budget.
Here are some general guidelines on acceptable mileage based on the age of the vehicle:
– 1 to 3 years old: look for less than 36,000 miles.
– 4 to 6 years old: ideally, less than 60,000 miles.
– 7 to 10 years old: try to find under 100,000 miles.
– 11 to 15 years old: below 150,000 miles is good.
Miles alone don’t tell the whole story. Be sure to get a vehicle history report to check for accidents, ownership history, service records, and title issues.
Inspect the car thoroughly yourself and consider having a mechanic do an inspection. Look for signs of excess wear, damage, or needed repairs. Test drive to assess performance.
A higher mileage car that has been well-maintained and cared for can be a better value than a lower mileage car that has been neglected. The condition and maintenance history, along with mileage, should determine if the price is right.
The make, model, and type of vehicle also impact expected mileage. For example, trucks and full-size SUVs often remain usable with higher miles than compact cars. Focus more on the car’s overall condition than mileage alone when evaluating used vehicles.
When I buy a car from a private seller, can I drive it home?
Most states require the seller to remove their license plates before turning the car over to you, so you’ll be driving without plates. You should check with your local DMV to see what they advise.
In general, here’s what to know about driving your new-to-you vehicle home after the purchase.
1. In most states, you can legally drive a newly purchased vehicle home without temporary tags or registration, provided you have a bill of sale and title transfer paperwork with you. However, be sure to check your state’s DMV regulations before hitting the road.
2. Some states do give temporary registration tags that let you drive for a short period before receiving permanent plates in the mail. For example, in California, you can get a temporary operating permit to drive for 90 days after a private party purchase. Check with your local DMV about your options.
3. If you register the car immediately, some DMV offices can provide same-day temporary permits after processing the title transfer paperwork.
4. If you already have auto insurance, contact your provider to add the new car to your policy before driving it. If not, you’ll need to purchase a new policy. Insurance is required to drive legally.
5. Keep documentation like the bill of sale, title paperwork, and insurance card with you when first driving the car. Also, be prepared to explain the situation if pulled over before receiving plates.
You can avoid the hassle by choosing to have your car shipped to you. This is especially useful for out of state or other long-distance purchases. If you’re interested in this option,get a fast car transport quoteright in the PrivateAuto app.
What to do after you buy a car from a private seller?
Buying a car from a private seller rather than a dealership requires a few extra steps to make sure you can legally drive and register the car. But it’s so worth it because you save on the middleman markup and documentation fees associated with dealerships.
Key steps after buying a car privately are registering the vehicle, transferring the title, and getting new license plates issued in your name (unless you’re in California or Minnesota).
Here are some more details on handling those specific post-purchase tasks:
– When you purchase the car, the seller should provide you with a signed title. Review it to make sure their name is listed and they signed it over to you.
– Before driving off, contact your insurance company to add the car to your policy. You typically need valid insurance in your name to drive legally. In Kansas, you have to carry proof of insurance in your car at all times.
– Head to the DMV as soon as possible to transfer the title to your name and register the car. Bring the title, bill of sale, ID, and insurance documents. Pay any required sales taxes and registration fees.
– The DMV will provide you with new registration documents and license plates for the car in your name. These are required to legally drive the car.
– Consider having the car inspected for safety and emissions testing if required in your state. The DMV can provide guidance.
– Notify your insurance company that the car is now registered in your name. Provide them with the new VIN, plates, and registration.
How much are Kansas license plates?
A standard Kansas license plate costs $45.50. You’ll get a new Kansas standard plate in any of the following scenarios:
– When you first register a vehicle in your name
– When replacing damaged, lost, or stolen plates
– When downgrading from a more expensive or specialized plate (personalized or distinctive plates)
What if I want to sell my car in Kansas?
If you’re looking to sell your car instead of buying one, PrivateAuto gives you all the tools you need to do so safely, quickly, and conveniently.
Here are the steps to sell your car in Kansas:
1. Create a listing
2. Choose a buyer
3. Meet for the test drive
4. Sign the bill of sale
5. Get paid with PrivateAuto Pay
6. Sign over the title
7. Take off your license plates
So easy.
Is there a lemon law for used cars in Kansas?
Kansas’s lemon law applies to retail (dealership) vehicle purchases. Private-party purchases are “as-is” meaning that you assume all the risk. That’s why you need to do a title check, vehicle history report, and inspection on the vehicle.
Can I use my old license plates on my new car in Kansas?
A Kansas license plate can be transferred to your new car if the previous vehicle was registered under your name.