How to Get Paid on Craigslist

If you sell your used vehicle on Craigslist, you probably want to get paid for it. There haven’t been many great ways for sellers to get paid for their car—until now.
We’ll show you a solution that protects you against the scammers that abound on Craigslist and other vehicle listing sites.

What are the Craigslist Payout Options?

Craigslist is a great place for getting a lot of eyes on your listing, but it doesn’t have any transactional infrastructure. Most notably, it doesn't provide payment support. Craigslist leaves you and the buyer to navigate payment on your own. Here are your options:

Cash: risky and inconvenient.
Bank transfer: cumbersome, exposes your banking info to strangers.
PayPal: transaction fees and transfer limits.
Checks: slow, inconvenient.

Then there’s PrivateAuto Pay. It’s so easy and intuitive, that you’ll wonder where it’s been all your life. We’ll show you how to use PrivateAuto Pay to get paid for your car when you list on Craigslist.
Image highlighting Buying/Selling Car Privately by PrivateAuto

Is Physical Cash Safe?

While it seems like the best form of payment, physical cash is sketchy, especially in high-value transactions.

Here are the drawbacks to receiving a physical cash payment:

Physical safety: do you know the person you're dealing with? How do you know they’re not going to attack you and take back their cash as soon as you’ve transferred the title and given them the keys?
Paperwork: do you know how to do the bill of sale and title transfer for your state? Will you have a record of the transaction in case the other party wants to contest it?
Counterfeit cash: while counterfeiting is rare, do you know for sure that the bills are not fake?
Inconvenience and awkwardness: do you enjoy counting out stacks of bills under the watchful eye of a stranger?

PrivateAuto Pay allows you to pay cash—digitally. All the benefits of physical cash, none of the drawbacks.

What About Credit Cards?

Credit card payments have processing fees and are a potential fraud risk.

Credit card processors such as Stripe charge 2–3% or more of the total transaction amount. Say you’re selling a $50K Ford F-150: that’s $1000–$1500 diverted from your pocket.
There is always the risk of chargebacks or fraudulent transactions when accepting credit cards, especially from strangers. Buyers can initiate disputes and reversals more easily.

Are Bank Transfers Any Good?

Bank wire transfers are an annoying and inconvenient way to get paid.

1. Inconvenient. You and the buyer need to have multiple back-and-forth exchanges to orchestrate the transaction. You’ve got better things to do with your time and attention.
2. Slow. Transfers can take days to fully process due to low account limits. If you’re smart, you won’t hand over the title until you’ve received the funds into your account. This forces the buyer to pay you, then wait—an act of faith on their part. It also turns what could be a quick transaction into a drawn-out affair.
3. Potentially risky. Exposing your bank account details opens the door to fraud.

PrivateAuto Pay enables instant transfers between verified user accounts 24/7 with no limits or transfer fees. Encrypted data keeps your information secure. You get escrow-like safeguards in the palm of your hand, and the PrivateAuto deal flow keeps both you and the buyer protected.

Are Payment Apps a Good Way to Get Paid?

Peer-to-peer payment apps like PayPal seem convenient, but they’re awful for a private-party car transaction.

Low sending limits are unsuitable for high-dollar payments. PayPal has a $10K limit on personal accounts.
PayPal’s fees of 2-3% quickly add up on large payments.
Venmo has a limit of $4,999 per transaction, which is woefully inadequate for most cars.

PrivateAuto Pay is like Venmo but with no limits on the amount you can receive. It’s the ultimate payment app for private-party car transactions.

Are Checks Safe?

You shouldn’t even think of accepting a personal check unless you wait for it to clear—and who wants to deal with that delay and uncertainty?

While cashier’s checks are more trustworthy, even they can be forged. The only way for you to be certain a cashier’s check is good: meet the buyer at their bank and have the bank verify the funds.

If you want to skip the inconvenience (and the limited banker’s hours), welcome to PrivateAuto Pay.

What is PrivateAuto Pay?

PrivateAuto Pay is our banking integration that facilitates instantaneous, unlimited fund transfers, any time of day, any day of the week. No transfer fees. No hassle. Just pure convenience.

PrivateAuto Pay is great for users of PrivateAuto, but how about for someone selling their car on Craigslist? We’re glad you asked.

That’s why DealNow was created. DealNow is the easiest way to close your own vehicle deal, anytime. It’s the safe and simple way to avoid fraud, sign documents, and instantly transfer money, all in one app.
Image highlighting DealNow by PrivateAuto

DealNow for Sellers on Craigslist

Here’s how DealNow works:

1. Invite the buyer to DealNow via a custom link.
2. Enjoy identity verification, in-app messaging, and a test drive scheduling feature (none of which require you to exchange contact info).
3. Meet the buyer and let the buyer drive your car.
4. You and the buyer go together through a step-by-step transaction process in which you each confirm relevant details. From mileage to the VIN to the condition of the vehicle, we help you both prevent any errors.
5. You and the buyer each electronically sign an official bill of sale. This is stored in your DealNow account as a legal record you can refer to down the road.
6. The buyer is prompted to initiate payment.
7. You receive funds instantly in your DealNow account and confirm receipt.
8. You sign over the car title and hand over the keys.

DealNow is so smooth, so safe, and so fast that you’ll never want to sell a car without it. No matter where you find your buyer—from Craigslist to the friend of a friend—DealNow will help you get the deal done and get paid, right now.

Craigslist FAQ


How do I know if my car buyer is legit?

On Craigslist, determining the legitimacy of a buyer can be challenging due to the lack of built-in verification features. PrivateAuto verifies buyers and also verifies funds. Knowing the identity of a buyer—and knowing they have the funds to buy your car—gives you a lot more peace of mind.

What are some red flags when buying a car on Craigslist?


Which are the most common Craigslist scams?


Do I need to use an escrow service when selling a car on Craigslist?


author image
Landon Epperly
Contributing Author
Landon Epperly is the Product Manager at PrivateAuto, where he thrives on turning innovative ideas into reality. With a deep passion for cars and boats, Landon combines his love for vehicles with his expertise in product development to enhance the online marketplace experience....