How to Get Paid on

If you sell your used car on, you’re going to want to get paid. There haven’t been many great ways for sellers to get paid for their car—on or elsewhere—until now.
We’ll show you a solution that protects you against the scammers that abound on and other vehicle listing sites. Payout Options is amazing for getting a lot of eyes on your listing, but it doesn’t have any transactional infrastructure.

Listings sites, such as and eBay Motors, function as “meetingplaces.” Meetingplaces connect potential buyers and sellers—and then leave them in the lurch to negotiate all of the logistical details that go into getting the transaction done.

For example, doesn't provide payment support. They leave you and the buyer to navigate payment on your own. Here are your options:

Cash: risky and inconvenient.
Bank transfer: cumbersome, exposes your banking info to strangers.
PayPal: transaction fees and transfer limits.
Checks: slow, inconvenient.

Fortunately, we’ve created a better way. Our payment solution is called PrivateAuto Pay. It’s so easy and intuitive, you’ll wonder where it’s been all your life.
Image highlighting Buying/Selling Car Privately by PrivateAuto

Is Cash Good?

Physical cash is a bit sketchy, especially in high-value transactions.

Here are the drawbacks to receiving a physical cash payment:

Counterfeit cash: while counterfeiting is rare, do you know for sure that the bills are genuine?
Paperwork: do you know how to do the bill of sale and title transfer for your state? Will you have a record of the transaction in case the other party wants to contest it?
Physical safety: do you know the person you're dealing with? How do you know they’re not going to attack you and take back their cash as soon as you’ve transferred the title and handed them the keys?
Inconvenience and awkwardness: do you enjoy counting out stacks of bills under the watchful eye of a stranger?

PrivateAuto Pay allows you to pay cash—digitally. All the benefits of physical cash, none of the drawbacks.

Are Payment Apps a Good Way to Get Paid?

Peer-to-peer payment apps like PayPal seem convenient, but they’re awful for a private-party car transaction.

Low sending limits are unsuitable for high-dollar payments. PayPal has a $10K limit on personal accounts.
PayPal’s fees of 2-3% quickly add up on large payments.
Venmo has a limit of $4,999 per transaction, which is woefully inadequate for most cars.

PrivateAuto Pay is like Venmo for high-dollar transactions.

Are Bank Transfers Any Good?

Bank transfers are an annoying and cumbersome way to get paid.

1. Inconvenient. You and the buyer need to have multiple back-and-forth exchanges to orchestrate the transaction. You’ve got better things to do with your time and attention.
2. Slow. Transfers can take days to fully process due to low account limits. If you’re smart, you won’t hand over the title until you’ve received the funds into your account. This forces the buyer to pay you, then wait—an act of faith on their part. It also turns what could be a quick transaction into a drawn-out affair.
3. Potentially risky. Exposing your bank account details opens the door to fraud.

PrivateAuto Pay enables instant transfers between verified user accounts 24/7 with no limits or transfer fees. Encrypted data keeps your information secure. You get escrow-like safeguards in the palm of your hand, and the PrivateAuto deal flow keeps both you and the buyer protected.

Are Credit Cards A Good Way to Get Paid?

Credit card payments have processing fees and are a potential fraud risk.

Credit card processors such as Stripe charge 2–3% or more of the total transaction amount. Say you’re selling a $40K Wrangler: that’s $800–$1200 diverted from your pocket.
There is always the risk of chargebacks or fraudulent transactions when accepting credit cards, especially from strangers. Buyers can initiate disputes and reversals more easily.

Are Checks Safe?

If you're smart, you won't even think of accepting a personal check unless you wait for it to clear—and who wants to deal with that delay and uncertainty?

While cashier’s checks are more trustworthy, even they can be forged. The only way for you to be certain a cashier’s check is good: meet the buyer at their bank and have the bank verify the funds.

If you want to skip the inconvenience (and the limited banker’s hours), welcome to PrivateAuto Pay.

What is PrivateAuto Pay?

PrivateAuto Pay is our banking integration that facilitates instantaneous, unlimited fund transfers, any time of day, any day of the week. No transfer fees. No hassle. Just pure convenience.

PrivateAuto Pay is great for users of PrivateAuto, but what about someone selling their car on We’re glad you asked.

We’ve created a bridge product that allows you to start a deal anywhere and finish it on PrivateAuto with PrivateAuto Pay for payments. We call it DealNow.
Image highlighting Selling Car Privately by PrivateAuto

DealNow for Sellers on

Here’s how DealNow works:

1. Invite the buyer to DealNow via a custom link.
2. Enjoy identity verification, in-app messaging, and a test drive scheduling feature (none of which require you to exchange contact info).
3. Meet the buyer and let the buyer drive your car.
4. You and the buyer go together through a step-by-step transaction process in which you each confirm relevant details right in the PrivateAuto mobile app. From mileage to the VIN to the condition of the vehicle, we help you both prevent any errors.
5. You and the buyer each electronically sign an official bill of sale. This is stored in your PrivateAuto account as a legal record you can refer to down the road.
6. The buyer is prompted to initiate payment via PrivateAuto Pay.
7. You instantly get a notification of funds received in your PrivateAuto Pay account and confirm receipt.
8. You sign over the car title and hand over the keys.

DealNow is so smooth, so safe, and so fast that you’ll never want to sell a car without it. No matter where you find your buyer—from to Craigslist to the friend of a friend—DealNow will help you get the deal done and get paid, right now. FAQ

How can I protect myself in private-party car sales?

To protect yourself when selling a car privately, we recommend the following practices:

1. Don’t give out your contact information.
2. Verify that the buyer has the funds to purchase the vehicle.
3. Deal with verified buyers only.
4. Receive payment through PrivateAuto Pay.

Do I need to use an escrow service when selling a car on

Does charge seller fees?

What are the most popular alternatives to